# What the FY2025-26 salary tax slabs mean for your monthly take-home

Source: Searchable (https://searchable.pk/news/economy/what-the-2025-26-salary-tax-slabs-mean-for-your-take-home)
Type: News article
Author: Searchable Editorial
Published: 14 Sept 2026
Updated: 15 Sept 2026
Retrieved: 15 Sept 2026

> The lowest two brackets were cut in the Finance Act 2025. Here is the effect on salaries from Rs 60,000 to Rs 500,000 a month, worked through.

The Finance Act 2025 reduced the rate on the first taxable bracket for salaried individuals from 5% to **1%** and the second from 15% to **11%**, while leaving the exemption threshold at Rs 600,000 a year. The surcharge on very high incomes was trimmed from 10% to 9%.

## Who benefits most

The relief is concentrated on salaries between Rs 50,000 and Rs 183,000 a month, the range where most formal-sector employees sit.

| Monthly salary | Annual tax FY2024-25 | Annual tax FY2025-26 | Saving / year |
|---|---|---|---|
| Rs 75,000 | Rs 15,000 | Rs 3,000 | Rs 12,000 |
| Rs 100,000 | Rs 30,000 | Rs 6,000 | Rs 24,000 |
| Rs 150,000 | Rs 120,000 | Rs 72,000 | Rs 48,000 |
| Rs 250,000 | Rs 380,000 | Rs 300,000 | Rs 80,000 |
| Rs 500,000 | Rs 1,365,000 | Rs 1,281,000 | Rs 84,000 |

Above Rs 4.1 million a year (about Rs 342,000 a month) the marginal rate stays at 35%, so the saving flattens.

## What to do

- Check your own figure with the [Income Tax Calculator](/tools/tax/income-tax-calculator).
- If your employer is still deducting at last year's rates, ask HR to update the withholding schedule; the excess is refundable only after you file a return.
- Not on the Active Taxpayer List yet? [Becoming a filer](/guides/taxes/how-to-become-a-tax-filer-in-pakistan) takes 20 minutes and cuts withholding on cars, property and bank profit.

## Sources

- Finance Act 2025 (Government of Pakistan)

How to cite: "What the FY2025-26 salary tax slabs mean for your monthly take-home", Searchable, 15 Sept 2026, https://searchable.pk/news/economy/what-the-2025-26-salary-tax-slabs-mean-for-your-take-home