Stamp Duty Calculator: Punjab, Sindh, Islamabad (2026)
Stamp duty, registration fee and the local transfer levy on a property sale in Punjab, Sindh or Islamabad, on the DC or FBR value the registrar applies. Punjab's 1% uniform rate from the April 2026 ordinance, with the gazette as the source.
How this is calculated
Stamp duty is a provincial tax on the instrument of transfer (the conveyance or sale deed), charged as a percentage of the value the registering authority accepts: the district collector's valuation table or, where higher, the FBR valuation. Since the 18th Amendment each province sets its own rate in Schedule I of its Stamp Act.
Punjab: the Stamp (Amendment) Ordinance 2026, published in the Punjab Gazette of 10 April 2026, substituted "One" for "Three" per cent in Articles 18, 23, 27-A, 33, 55 and 63 of Schedule I, so conveyances in rural areas now carry the same 1% as urban areas. It also created the "assignable deed" (Article 11-AA) at 1% within twelve months of the last transfer and 2% beyond it. Registration fee (1%) and the TMA transfer tax (1%) are charged alongside.
Sindh charges stamp duty of 2% and a registration fee of 1% on the schedule figures in use; Islamabad charges 1% stamp duty since the Finance Act 2025, 1% registration fee, and CDA's 1% transfer fee in CDA sectors since April 2026.
The federal government's advance taxes under sections 236K (buyer) and 236C (seller) are collected at the same counter but are income tax, adjustable against the year's liability for filers; they are in the property tax calculator.
Frequently asked questions
- What is the stamp duty on property in Punjab in 2026?
- 1% of the registered value, in both urban and rural areas, under the Stamp (Amendment) Ordinance 2026 of 10 April 2026 (rural transfers were 3% before). Registration fee of 1% and TMA tax of 1% are paid with it.
- Is stamp duty charged on the price I paid or the DC value?
- On the value the registrar applies: the district collector's valuation table, or the FBR valuation where that is higher. If your price is above both, some sub-registrars charge on the declared price; ask before you buy the e-stamp.
- How do I pay stamp duty in Punjab?
- Through e-Stamping: generate a challan on the Board of Revenue's e-Stamp portal or through a bank, pay at the bank, and the e-stamp paper is printed against the deed. Paper stamps are no longer accepted for these values.
- Who pays, buyer or seller?
- By custom and under the Stamp Act the buyer pays stamp duty and registration fee; the seller pays the advance tax under section 236C and any society no-demand-certificate charges. Parties can agree otherwise in the sale agreement.
- Does a gift deed or inheritance pay the same?
- No. Gift (hiba) deeds within the family and inheritance mutations carry nominal or reduced stamp duty under separate articles of the schedule; check the province's schedule for the current figure.
Sources
- The Punjab Gazette, 10 April 2026: The Stamp (Amendment) Ordinance 2026 (VI of 2026), uniform 1% stamp duty on conveyance in urban and rural areas: Government of the Punjab, Law and Parliamentary Affairs Department
- Automation of Stamps and Registration: Board of Revenue Sindh: Board of Revenue Sindh
- Finance Act 2025: Stamp Act 1899 Schedule I (ICT): conveyance duty 1%: ICT Administration (reported)
- CDA property transfer fee reduced from 3% to 1%: Capital Development Authority (reported)
Version 1.0.0 · reviewed 15 Sept 2026. Rates change with the Federal Budget and regulator notifications; we update this tool when they do. Confirm with the primary source before making financial decisions.