Zakat Calculator 2026
Calculate zakat on gold, silver, cash, savings and investments using today’s nisab in Pakistani rupees. Choose the silver or gold nisab and see exactly what is due.
Pre-filled from Searchable Data: Gold 24k per gram 38,362 (15 Sept) · Silver per gram 571 (15 Sept)
How this is calculated
Zakat is 2.5% of net zakatable wealth held for one lunar year, payable when that wealth is at or above the nisab.
Nisab is defined in gold (87.48 g ≈ 7.5 tola) or silver (612.36 g ≈ 52.5 tola). Most Pakistani scholars and the State Bank's annual deduction use the silver nisab because it is lower and therefore benefits more recipients.
Zakatable assets include cash, bank balances, gold and silver (including jewellery, per the majority Hanafi view), trade goods, shares held for trading, and money owed to you that you expect to receive. Debts due within the year are deducted.
Frequently asked questions
- Is zakat due on jewellery I wear?
- According to the Hanafi school followed by most Pakistanis, yes: gold and silver jewellery is zakatable at its metal value.
- What is the nisab in rupees this year?
- It changes with silver and gold prices. This calculator computes it live from the prices entered; the State Bank also announces a silver-based figure each Ramadan for bank deductions.
- Do I pay zakat on my house or car?
- No: assets for personal use are exempt. Property held for sale or rent income (the income, not the property) may be zakatable.
- Does the bank deduct zakat automatically?
- Banks deduct zakat on savings and PLS accounts above nisab on the 1st of Ramadan unless you have filed a declaration (CZ-50) for exemption.
Sources
- Zakat & Ushr Ordinance 1980; classical nisab (7.5 tola gold / 52.5 tola silver): Ministry of Religious Affairs
- Reference gold & silver prices (Searchable data): Searchable
Version 1.0.0 · reviewed 15 Sept 2026. Rates change with the Federal Budget and regulator notifications; we update this tool when they do. Confirm with the primary source before making financial decisions.