MCB Bank profit Rs 41.4 billion in 9 months of 2026; Rs 9 dividend, deposits up 22% to Rs 2.71 trillion

MCB Bank made a profit after tax of Rs 41.4 billion in the nine months to 30 September 2026, or Rs 34.95 a share, and declared a third interim cash dividend of Rs 9 a share, ProPakistani reported from the bank's results on Thursday 22 October. That takes MCB's cash dividends for 2026 so far to Rs 27 a share.

The numbers

Total income rose 7% to Rs 144.3 billion. Net markup income, the gap between what the bank earns on loans and investments and what it pays depositors, was Rs 114.8 billion against Rs 108.8 billion a year earlier. Non-markup income grew faster, up 14% to Rs 29.6 billion, helped by a 26% jump in fees and commissions to Rs 17.6 billion. Operating expenses rose 10%.

Roughly half of pre-tax profit goes in tax: the standalone figures show Rs 44.9 billion between profit before and after tax.

Deposits grew twice as fast as the industry

MCB's deposits reached Rs 2.71 trillion at the end of September, up Rs 447 billion or 22.2% since the end of 2025, against 9.1% growth for the banking industry. Current accounts, which pay no profit and are the cheapest money a bank has, rose Rs 181 billion (15%) to Rs 1.4 trillion.

What it means for you

• Shareholders: Rs 9 a share on, say, 500 shares is Rs 4,500 before withholding tax. Withholding tax on dividends depends on your filer status; see where you stand with our income tax calculator.
• Savers: banks are earning more from fees than a year ago, so it pays to check your account's schedule of charges before the next statement.
• The wider picture: MCB is the latest big bank to report. Meezan Bank reported Rs 73.9 billion for the same nine months on Wednesday, and HBL also released its nine-month results on Thursday.

The bank's head office is in Lahore. Its full accounts are filed with the Pakistan Stock Exchange.