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UK settlement rules: most migrants now wait 10 years for ILR, unless they earn over £50,000

Home Secretary Shabana Mahmood told Parliament the change applies to workers already in Britain, with care workers on £25,000 or more exempted.

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Shabana Mahmood in a blue jacket standing outside the Home Office entrance in London
Shabana Mahmood in a blue jacket standing outside the Home Office entrance in LondonPhoto: UK Home Office / Wikimedia Commons, CC BY 4.0

Britain will make most foreign workers wait 10 years instead of five before they can apply for permanent residency, known as indefinite leave to remain (ILR), Home Secretary Shabana Mahmood told Parliament on Monday. The new rules take effect next year and apply to people already in the UK, according to Al Jazeera, citing AP and Reuters.

For Pakistani families with a relative part way through the five-year path on a work visa, the change can mean five more years of visa extensions and fees before settlement.

Who waits how long under the new ILR rules

GroupWait for ILR
Earning over £125,000 a year3 years
Earning over £50,000 a year5 years
Care workers earning at least £25,000 who met their visa conditions5 years
Refugees on a government safe and legal route5 years
Everyone else on a work route10 years
Other refugees who work or study10 years
Other refugees20 years
People who arrived by an illegal method, such as a small boatUp to 30 years

For scale, the UK median salary is about £39,000, so most workers fall below the £50,000 line. At today's pound rate of about Rs 371, £50,000 is roughly Rs 1.86 crore a year and £25,000 about Rs 93 lakh.

New conditions for every applicant

Applicants will also be refused if they:

  • have a criminal record
  • cannot speak English to a high standard
  • owe money to the government
  • have paid less than three years of national insurance contributions

"Settlement should not be automatic. It should be earned," Mahmood said. "Those who contribute most will settle fastest."

Why care workers were exempted

The government first proposed a 10 to 15 year wait for lower-skilled workers last year. Unions and parts of the Labour Party pushed back over care workers, many of whom arrived in the early 2020s to fill gaps left after Brexit and the pandemic. Mahmood said the exemption was for those "who worked hard and answered our call when we needed them".

What to do if your family is on a UK visa

  1. Check the salary on the visa holder's current payslip against the £50,000 and £25,000 lines; that now decides the route.
  2. Keep national insurance records in order, since three years of contributions become a hard requirement.
  3. Plan the English test early if the visa holder has not already passed one at a high level.
  4. Wait for the Home Office's published rules before paying any fees or advisers; the detail, including transition dates, comes with the rule change.

Sending money home from the UK? Our currency converter shows what a transfer is worth in rupees today.

Frequently asked questions

How long is the wait for ILR in the UK under the new rules?
Ten years for most workers from next year. People earning over £50,000 can still apply after five years, over £125,000 after three, and care workers earning at least £25,000 after five.
Do the new UK settlement rules apply to people already in Britain?
Yes. The rules apply retroactively to workers already in the country.
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